Maritime work requires additional coverage when working at, on or near the navigable waterways. Usual Workers' Compensation does not provide marine construction coverage. These federally mandated special coverage's are not only required by law but protect the home owner from the potential of being sued by an injured worker.

    Contractors and HOME OWNERS not having the proper permits and insurance coverage's are subject to $10,000.00 per day fines and the work may have to be removed. A home owner may be fined on the basis for not making sure coverage's by the contractor are in place. Work may be stopped, the construction site demolished with fines levied for not having the proper licenses/permits from the state, county, municipal enviromental agencies.